Reducing-balance interest, the way most bank and microfinance loans work.

Is a purchase or project worth the money you would put in?

Six figures from your accounts, turned into four plain-language signals.

What you got back, relative to what you put in and per year.

Project your cash balance forward and catch shortfalls early.

A discounted cash flow estimate, a reasonable range rather than a precise answer.

Cost-plus pricing with a tax reserve built in, not tax advice, just a habit worth having.

Six everyday questions, scored, to show where you are exposed.

Six honest categories, so you can see where income actually goes.